German Mortgage Calculator & Free Property Calculators
Start with the mortgage calculator for Germany, then run the other six calculations every buyer and landlord needs: 2026 rates, all 16 state tax rates and honest assumptions. Free, no sign-up, built by LDP Group.
Mortgage Calculator
Baufinanzierungs- & Tilgungsrechner
Calculate your German mortgage: monthly payment, interest vs repayment split, remaining debt after the 10-year fixed period and full payoff time. Free, 2026 rates.
Affordability Calculator
Budgetrechner: Wie viel Immobilie kann ich mir leisten?
Free affordability calculator for Germany: enter net income and equity to get your realistic property budget: with residency-based LTV limits for expats and non-residents.
Purchase Cost Calculator
Kaufnebenkosten-Rechner
Calculate Kaufnebenkosten for all 16 German states: Grunderwerbsteuer (3.5–6.5%), notary & land registry (~2%) and agent commission. See the real cash you need.
Rent vs Buy Calculator
Mieten-oder-Kaufen-Rechner
Should you keep renting or buy in Germany? Compare the true net cost of both over your horizon: interest, purchase costs and maintenance vs rent growth and appreciation.
Rental Yield Calculator
Mietrendite-Rechner
Calculate gross and net rental yield (Mietrendite) plus monthly cash flow for German investment property: including purchase costs, vacancy and non-recoverable Hausgeld.
Rental Income Tax Calculator
Mieteinnahmen-Steuerrechner
Estimate German income tax on rental income: AfA depreciation, interest and cost deductions at your marginal rate. See what you really keep, 2026 rules, free.
Property Tax Calculator
Grundsteuer-Rechner
Calculate your annual German property tax: Grundsteuermessbetrag times municipal Hebesatz. 2025 reform rules explained, typical apartment ranges, free.